Can you afford a lawsuit because you made an innocent notarial mistake?

Notary Public Errors and Omissions Insurance is protection for the notary when a mistake is made fulfilling the notarial role - a mistake that causes your customer to suffer financial loss. It protects you if you are ever sued for your actions. Even if you never make a mistake, there is always a possibility that you may be falsely accused of wrongdoing.

Effective October 1, 2010, PAN is offering lower pricing on our $100,000 notary E&O coverage. With qualifying PAN education, an individual pays $3 per month for 48 months or $144. Without qualifying PAN education, an individual pays $5 per month for 48 months or $240. This is a savings of up to $216 on a four-year policy.

Note: PAN's Notary Public E&O insurance is only available to members. If you are already a commissioned notary and are interested in joining PAN, click here. If you are not interested in becoming a member, you can still obtain Notary Public E&O insurance through our broker E. R. Munro and Company.

What is Notary Errors and Omissions Insurance? Notary E&O protects you when you make a mistake that causes your client to suffer financial loss.
Doesn't my bond protect me? No! It is a common misconception that your bond protects you. Your bond protects your customers. If your bonding company has to make a payment on your claim, you are required to pay them back. With PAN's Notary E&O Policy, we pay your claim from the start. There is no deductible on this policy.
How does Notary E&O Insurance protect me better than a bond? Notary E&O Insurance provides primary protection. PAN's Notary E&O Insurance pays your claim first - before your bond. You are not required to pay the insurance company back.
Doesn't my employer protect me? No! Notaries are individually responsible for all of their actions. Even if you only notarize at work, you are responsible.
Can I protect my employer against my mistakes? Yes. Your employer will also be insured under PAN's Notary E&O Policy at no additional charge.
If I am sued, will PAN find and pay for an attorney? Yes, subject to policy conditions and regardless of the outcome of your case.
What is "qualifying PAN education"? In order to get the lowest price, an individual needs to take PAN's First Time Notary, Notary Reappointment or PANcourse Online seminars in the six months prior to the policy being issued. No other education qualifies.

Policy Amount Coverage Cost with PAN Education* Cost without PAN Education
$30,000 $30,000 for the claim and an additional $15,000 for legal fees $48 for four years or $1.00/month for the remainder of your commission No Change
$50,000 $50,000 for the claim and an additional $25,000 for legal fees $60 for four years or $1.25/month for the remainder of your commission No Change
$100,000
Need Help?		 Up to $100,000 to cover both the claim and legal fees $144 for four years or $3.00/month for the remainder of your commission $240 for four years or $5.00/month for the remainder of your commission

* Only valid with qualified education including First Time Notary, Notary Reappointment or PANcourse Online Seminars that was taken within 6 months of the purchase date.


If you are in the process of becoming a notary or are renewing your commission, you may add any one of the E&O policies to your package.

If you are in the middle of your term, you can still benefit from coverage of PAN's Notary Public E&O Insurance. Simply multiply the rate of the policy of your choice by the remaining months of your commission and order today!

For more information or to order a policy, please call us at 800-944-8790.