In the May/June issue of Notary Notes, we reviewed specific guidelines for the types of identification issuing agents can accept when titling and registering a vehicle in Pennsylvania. In this article, we review the requirements for proof of insurance.

The only items that may be used for proof of insurance prior to the issuance of a temporary registration plate or transfer of registration plate in Pennsylvania are:

• An insurance identification card issued by an insurance carrier or by a self-insured. (The Pennsylvania Department of Transportation (PennDOT) issues a certificate to self-insureds who are then authorized to produce an insurance identification card);
• The declaration page of an insurance policy or a copy thereof;
• A copy of a valid binder of insurance which contains all of the information required to appear on the identification card, excluding the policy number, and is signed by a licensed insurance agent or broker; or,
• A valid copy of an application for insurance to the Pennsylvania Assigned Risk Plan which contains all of the information required to appear on the identification card, excluding the policy number, and is signed by a licensed insurance agent.

A legible photocopy, fax, or printout of an electronic document is acceptable for items 1 – 3, provided the issuing agent receives the photocopy, fax, or printout directly from a licensed insurance company or licensed insurance agency. The document must be on the company’s or agency’s letterhead and must specifically reference the insured's name and address and the insured vehicle’s make, model and Vehicle Identification Number (VIN).

PennDOT provides a Fact Sheet for issuing agents to post in their place of business to inform customers about these requirements.

Another Fact Sheet summarizes insurance law for the customer.